Wave

• Free accounting and bookkeeping tools
• Professional invoicing with payment acceptance
• Expense tracking and receipt scanning
• Bank and credit card transaction syncing
• Financial reports and cash flow insights
• Online payments via credit cards and bank transfers
• Payroll services with tax calculations
• Automated reminders and recurring invoices
• Secure data handling and compliance support
• Multi-business management from one account

Wave is a financial management platform built specifically for small businesses, freelancers, and entrepreneurs who need simple yet powerful tools to manage their finances. The platform combines accounting, invoicing, payments, payroll, and financial reporting into a single, intuitive system that removes the complexity often associated with business finance.

Wave allows users to track income and expenses automatically by syncing bank accounts and credit cards. Transactions are categorized intelligently, helping users maintain accurate books without manual data entry. The built-in accounting tools provide clear financial reports, including profit and loss statements, balance sheets, and cash flow summaries, enabling better financial decision-making.

Invoicing is a core feature of Wave. Users can create professional invoices, send them to clients, and accept payments directly online. Automated payment reminders help improve cash flow, while recurring invoices save time for subscription-based services or regular clients. Expense tracking and receipt scanning further streamline financial organization.

Wave also offers optional paid services such as payroll and payments. Payroll tools manage employee payments, tax calculations, and filings, making it easier for small teams to stay compliant. Payment processing allows businesses to accept credit card and bank payments securely, reducing friction in getting paid.

Wave is designed to be accessible, with a clean interface that requires no accounting background. Its AI-driven automation helps reduce errors, improve accuracy, and save time on everyday financial tasks. The platform scales with business growth, supporting multiple businesses from one account.

Overall, Wave empowers small businesses to take control of their finances with confidence, offering essential financial tools in a cost-effective and user-friendly solution.